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Lumpsum CAGR Calculator with Log History

Calculate investment returns for lumpsum investments with CAGR analysis and browser-based calculation history

Finance
Investment
CAGR
Calculator
Compound Interest

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Successfully calculated returns will appear here.

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Enter your investment parameters and click "Calculate Returns" to see your investment growth projection.

Formula: FV = P × (1 + r)^n

Where P = Principal, r = Rate, n = Tenure

About Lumpsum CAGR Calculator

What is Lumpsum Investment?

A lumpsum investment involves investing a large amount of money all at once, rather than making regular contributions over time. This allows the entire amount to benefit from compound growth from day one.

What is CAGR?

Compound Annual Growth Rate (CAGR) represents the mean annual growth rate of an investment over a specified period longer than one year. It shows the rate at which your investment would have grown if it had grown at a steady rate.

Calculation Formula

  • Future Value: FV = P × (1 + r)^n
  • CAGR: (FV/PV)^(1/n) - 1
  • Where: P = Principal, r = Rate, n = Years

Privacy & Data

All calculations are performed in your browser. Your calculation history is stored locally and never sent to our servers. You can clear your history anytime.

Frequently Asked Questions (FAQ)

What is a lumpsum investment?
A lumpsum investment is a single, large investment made all at once, as opposed to investing smaller amounts regularly (like SIP). The entire amount starts earning returns immediately and benefits from compound growth throughout the investment period.
How is CAGR different from simple annual return?
CAGR (Compound Annual Growth Rate) accounts for the compounding effect and shows the smoothed annual return rate. Simple annual return doesn't consider the compounding effect. CAGR gives a more accurate picture of investment performance over time.
Is my investment data secure and private?
Yes, absolutely. All calculations happen locally in your browser. No data is sent to any servers. Your calculation history is stored only in your browser's local storage and can be cleared at any time.
What is a good expected return rate for investments?
Expected returns vary by asset class: Fixed deposits (5-7%), Mutual funds (10-15%), Stock market (12-15% long-term). However, past performance doesn't guarantee future results. Always consider your risk tolerance and investment goals.
How accurate are these calculations?
The calculations use standard financial formulas and are mathematically accurate. However, real investment returns can vary due to market volatility, fees, taxes, and other factors. Use this as a planning tool, not a guaranteed prediction.
Can I export my calculation history?
Yes, you can download individual calculation results as CSV files using the "Download CSV" button. Your complete history is stored locally in your browser and can be accessed anytime.
What does the investment growth chart show?
The chart visualizes your investment growth over time, showing the principal amount (blue) and accumulated returns (green) as stacked areas. The x-axis shows years and y-axis shows dollar values, making it easy to see how compound interest accelerates your wealth.
What's the difference between lumpsum and SIP?
Lumpsum involves investing a large amount once, while SIP (Systematic Investment Plan) involves regular smaller investments. Lumpsum benefits from immediate full exposure to market returns, while SIP provides rupee cost averaging and reduces timing risk.
How does compound interest work in investments?
Compound interest means earning returns not just on your original investment, but also on previously earned returns. Over time, this compounding effect can significantly multiply your wealth, especially for long-term investments.