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Stripe Fee Calculator

Know your real revenue after payment processing fees

Calculator
Finance
Business
SaaS

Calculation History

No calculations yet. Results will appear here after you calculate.

About This Tool

The Stripe Fee Calculator helps you understand exactly how much Stripe takes from each transaction. Enter your transaction price, select your country and payment method, and instantly see your net revenue, effective fee percentage, and the price you need to charge to fully offset processing fees.

Payment processing fees eat into your revenue before you even account for hosting, marketing, and other costs. A $49/month SaaS subscription in the US loses $1.72 per transaction (2.9% + $0.30), which adds up to $20.65 per customer per year. Understanding these costs is critical for pricing decisions — use our SaaS Pricing Calculator to build a complete pricing model.

For indie hackers and solopreneurs, every cent counts. Combine this with our Indie Hacker Profit Calculator to see your real take-home after all business expenses, and use the Margin Calculator to ensure your margins stay healthy after payment processing, taxes, and operating costs.

Browse more Finance tools for additional business and SaaS calculators.

All processing happens in your browser — no data is sent to servers.

Frequently Asked Questions (FAQ)

How accurate are the Stripe fee calculations?
This calculator uses publicly documented Stripe fee rates for each region. Standard rates are: US 2.9% + $0.30, EU 1.4% + €0.25, UK 1.5% + £0.20, Canada 2.9% + C$0.30, Australia 1.75% + A$0.30, and Japan 3.6% + ¥0. ACH/debit uses 0.8%, and international cards add a 1.5% surcharge. Actual fees may vary for high-volume custom pricing, currency conversion, or dispute charges. Always verify with Stripe's official pricing page.
What is the suggested price adjustment?
The suggested price adjustment tells you what to charge so that your net revenue equals your original target price after fees. For example, if you want to net $100 and Stripe charges 2.9% + $0.30, you would need to charge approximately $103.30 to receive exactly $100 after fees. Use our SaaS Pricing Calculator to build a full pricing model that accounts for all costs including payment processing.
Does this calculator support Stripe Connect or marketplace fees?
This calculator covers standard Stripe direct payment fees. Stripe Connect, marketplace, and platform fees have different pricing structures (e.g., Express 1.5% + $0.30 or Custom accounts). For specialized business cases, consider that additional fees may apply for instant payouts, international currency conversion, or Radar fraud protection. For broader financial planning of your SaaS business, try our Indie Hacker Profit Calculator.

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